Governance

Governance and operating control model.

NovaBank publishes its public governance structure for institutional due diligence. Public director records are listed below; independent assurance reports remain controlled evidence items until approved for public release.

Directors

Published director records.

Director	Public role	Disclosure status
Bernard Niehaus	Director	Published public governance record.
David Bullock	Director	Published public governance record.

Relationship governance

Owns eligibility review, client classification, relationship approval, service-scope confirmation, and relationship-manager assignment.

Operations governance

Owns payment release controls, wire repair/recall, reconciliation, status publication, incidents, and operational resilience.

Compliance governance

Owns CDD/KYB, beneficial ownership, sanctions screening, source-of-funds/source-of-wealth, monitoring, restrictions, and complaints escalation.

Product governance

Owns service terms, fee disclosures, client-asset treatment, custody/escrow approval, risk notices, and change approval.

Officer functions

Published function-level officer model.

Executive function

Institution strategy, governance sponsorship, relationship-risk appetite, and public disclosure approval.

Operations function

Wire operations, treasury movement, reconciliation, service desk controls, incident response, and continuity.

Compliance function

CDD/KYB, sanctions, AML monitoring, source-of-funds/source-of-wealth, complaints escalation, and restrictions.

Technology / security function

Static public site governance, access separation, vulnerability intake, resilience, and security evidence coordination.

Control area	Public status	Next evidence gate
Leadership and committee roster	Directors published; function-level roles published	Named officers beyond directors and committee membership pending approval for public release.
Independent assurance	Status disclosed	External audit, penetration test, and controls-assurance reports pending publication approval.
Change governance	Public summary available	Full production change records remain controlled evidence.
Complaints and escalation	Public channels available	Client-specific SLA and regulator/escalation routing delivered during onboarding.